Deposit & Repayment CalculatorStrategy first. Numbers made clear.
All calculatorsDEPOSIT & REPAYMENT OPTIONS
See what changing the deposit does to the loan.
Compare deposits or purchase prices and see the effect on the loan, LVR and repayments.
YOUR DEPOSIT RANGE
What deposit percentages should we compare?
5% DEPOSIT · $720,000 PURCHASE
95.0% LVR$684,000 estimated home loan
$4,185 per month at 6.19% over 30 years.
Deposit toward purchase$36,0005% of purchase price
Total deposit required$69,577Deposit + government fees + $1,500 legal
Estimated home loan$684,00095.0% LVR
COMPARE THE OPTIONS
16 scenariosSee what each extra 1% changes
| Purchase price | Government fees | Deposit | Total deposit required | Loan amount | Monthly repayments | Repayment difference |
|---|---|---|---|---|---|---|
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 5% · $36,000 | $69,577 | $684,000 | $4,185 | — |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 6% · $43,200 | $76,777 | $676,800 | $4,141 | $44 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 7% · $50,400 | $83,977 | $669,600 | $4,097 | $88 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 8% · $57,600 | $91,177 | $662,400 | $4,053 | $132 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 9% · $64,800 | $98,377 | $655,200 | $4,009 | $176 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 10% · $72,000 | $105,577 | $648,000 | $3,965 | $220 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 11% · $79,200 | $112,777 | $640,800 | $3,921 | $264 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 12% · $86,400 | $119,977 | $633,600 | $3,876 | $308 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 13% · $93,600 | $127,177 | $626,400 | $3,832 | $352 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 14% · $100,800 | $134,377 | $619,200 | $3,788 | $396 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 15% · $108,000 | $141,577 | $612,000 | $3,744 | $441 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 16% · $115,200 | $148,777 | $604,800 | $3,700 | $485 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 17% · $122,400 | $155,977 | $597,600 | $3,656 | $529 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 18% · $129,600 | $163,177 | $590,400 | $3,612 | $573 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 19% · $136,800 | $170,377 | $583,200 | $3,568 | $617 less |
| $720,000 | $32,077Stamp duty $30,616.00Transfer fee $1,332.00Mortgage registration $129.20 | 20% · $144,000 | $177,577 | $576,000 | $3,524 | $661 less |
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